Where Is the Routing Number on a Check: If you have an account in any bank or credit union, then you will need routing number in a lot of situation such as when you want to send the wire transfer, make direct deposits or perform automatic bill payment.
It is also required when you want to get a tax refund. It works as an ID for financial institutions. Let’s learn about what routing number is and how to find it on the check?
Where Is the Routing Number on a Check
Have you seen a few numbers printed at the bottom of checks? Each negotiable instrument of financial institution contains routing number. The routing number is a nine-digit code that is printed on the bottom left of the checks. If the check is not available to you, then you can ask routing number by calling UFCU member service at (512) 467-8080 or (800) 252-8311. You can also visit the online portal of UFCU where you will find its routing number easily.
How Routing Number Works?
The first four digits are the Federal Reserve routing symbol. The next four digits recognize the ABA institution where the money will be transferred, and the final digit is the check digit.
The first two digits must be ranging from 00 through 12, 21 through 32, 61 through 72, or 80.
- 00 is used by the U.S. government.
- 01 through 12 are the normal routing numbers corresponding to 12 Federal Reserve Bank.
- 21 through 32 are provided to thrift institutions, such as credit unions and savings banks.
- 61 through 72 are special purpose routing numbers used for electronic transactions.
- 80 is used for traveler’s checks.
Find the Routing Number on a Check
At the bottom of a check, you will find three groups of numbers. Starting from left, the first group is your routing number, the second is your account number and the third is your check number. Details about the group of numbers are given below.
The numbers printed on the lower left side of a check is the routing number. Don’t count characters as a part of routing number. Keep in mind that the routing numbers are 9-digit codes. Routing numbers are sometimes called routing transit number or ABA routing number.
The second group of numbers following the character symbol after your routing number is the account number. Sometimes check numbers are printed at the place of them so always go with the group of numbers which is longer to know your account number. Your account number is private and can be only found on the check or by signing into your online account.
It is usually found that the check number is placed at the last following routing number and account number. It holds not much importance except keeping the track of your check. Moreover, check number is the shortest group of numbers.
If you have read this article carefully then I am sure that you will locate your routing number without talking anyone’s help. If you have any questions or want to give feedback, then feel free to connect with us in comments.
- Where Is the Routing Number on a Check